Banking and RBI
RBI issues final directions allowing commercial banks to lend to REITs
10 June 2026 | Reserve Bank of India
An RBI press release of 10 June 2026 says the RBI issued Final Amendment Directions on lending to Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs). Draft directions had been issued on 13 February 2026.
The draft proposed to permit commercial banks to finance REITs with prudential safeguards, including a regulatory ceiling on exposure to REITs, and to harmonise the existing InvIT lending guidelines (for commercial banks, small finance banks and All India Financial Institutions) with these safeguards. Feedback was examined and changes incorporated into the final directions.
Key facts- Issued: Final Amendment Directions on lending to REITs and InvITs
- Draft: 13 February 2026
- Draft proposal: allow commercial banks to lend to REITs with an exposure ceiling
- InvIT lending rules harmonised with REIT safeguards
Exam takeaway: REITs and InvITs are trusts that pool money into real estate and infrastructure assets.
Quick revision: RBI 10 June 2026: final directions on bank lending to REITs and InvITs.
Reserve Bank of India original sourceBanking and RBI
RBI invites comments on draft SA-CCR directions for counterparty credit risk
10 June 2026 | Reserve Bank of India
The RBI on 10 June 2026 invited public comments on draft Amendment Directions on the Standardised Approach for Counterparty Credit Risk (SA-CCR). Current guidelines use the Current Exposure Method (CEM) to compute counterparty credit risk exposure.
The release recalls that SA-CCR-based guidelines were issued in 2016 for implementation from 1 April 2018, but implementation was deferred. It notes the Bilateral Netting of Qualified Financial Contracts Act, 2020 and the 2024 margining directions for non-centrally cleared OTC derivatives since then.
Key facts- Draft: SA-CCR amendment directions (public comments invited)
- Present method: Current Exposure Method
- 2016 guidelines: intended date 1 April 2018, deferred
- Related: Bilateral Netting Act, 2020
Exam takeaway: SA-CCR is a Basel standard for measuring derivative counterparty exposure.
Quick revision: RBI draft SA-CCR directions released for comments, 10 June 2026.
Reserve Bank of India original sourceEconomy and Finance
ECLGS 5.0 crosses 1 lakh guarantees: Rs 48,484.26 crore guaranteed
10 June 2026 | Press Information Bureau
PIB said ECLGS 5.0, approved by the Union Cabinet on 5 May 2026, had issued 1,06,549 guarantees worth Rs 48,484.26 crore as on 9 June 2026. About 96 per cent of guarantees by number and 86 per cent by amount belong to the MSME sector, and Public Sector Banks account for 96 per cent of guarantees.
The scheme gives 100 per cent guarantee cover to MSMEs and 90 per cent to non-MSMEs, and aims to infuse additional credit of Rs 2,55,000 crore to existing borrowers facing liquidity stress from the West Asia crisis.
Key facts- Guarantees issued: 1,06,549 (as on 9 June 2026)
- Amount guaranteed: Rs 48,484.26 crore
- Cover: 100% MSME, 90% non-MSME
- Target credit: Rs 2,55,000 crore
Exam takeaway: ECLGS is a credit guarantee scheme run through NCGTC for lenders.
Quick revision: ECLGS 5.0: over 1 lakh guarantees, Rs 48,484.26 crore by 9 June 2026 (PIB).
Press Information Bureau original source